Zack Zonker
$280,0002 bd2.5 ba1,230 sqft$228 /sqft$2,622 /mo all-in ↓

4864 TUSCAN LOON DRIVE, TAMPA, FL, 33619

Active1 days on marketListed Aug 14, 2026MLS #TB8538315

Priced 7% below the TAMPA 33619 medianTownhousePALM RIVER TWNHMS PH 1

About this home

4864 TUSCAN LOON DRIVE

Welcome home to this beautifully refreshed, move-in-ready 2-bedroom, 2.5-bath townhome on the Palm River! Fresh interior paint throughout creates a bright, inviting feel from the moment you step inside. The main level offers comfortable living spaces, a convenient half bath for guests, and an updated kitchen complete with a brand-new stove. Essential comfort and peace of mind are built right in with an AC system that's just three years new. Upstairs, both spacious bedrooms feature their own private attached bathrooms, with the primary suite boasting lovely water views to wake up to every morning. The layout is designed for effortless living, complete with a huge dedicated laundry room and an oversized tandem one-car garage that provides extraordinary room for parking, storage, or a workshop. Outdoor living is where this home truly shines. Take in the scenery from two private screened porches, or head up to the third-story open vantage point for sweeping views of the river and surrounding conservation. Situated in a peaceful gated community, you'll love the resort-style amenities, including a community pool and a private dock directly on the Palm River—all just a short commute from downtown.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,230

Sqft

0.02 ac

Lot size

1

Garage

2007

Year built

Two

Levels

$228

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Thermostat
LaundryGas Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
FacesSouth
ExteriorLighting · Sidewalk

Community & fees

HOA fee$350/mo
Taxes (2025)$4,078/yr
PetsYes
CommunityPool

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,622 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property tax — 2025 actual bill$340
HOA fee — from the listing$350
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,800
Interest rate6.00%
Loan term

Estimated payment

$2,622/mo

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property taxes (actual bill)$340
HOA / condo fee$350
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $280K
$193KedgeAI estimate $207,828 · range $201K$222K$291K

vs edgeAI estimate

+34.7%

$/sqft vs Tampa actives

$228 vs $301

Days on market

1 vs 42 typical

Where $228/sqft sits among the 400 Tampa actives

222 · this home
103
31
12
9
23
$154–325$325–495$495–665$665–835$835–1006$1006+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 4864 TUSCAN LOON DRIVE

Drive times from this address

Downtown Tampa6 min
Tampa Int’l Airport (TPA)18 min
Walt Disney World66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33619 — neighborhood snapshot

Population

40,302

Median age

33.4

Median income

$63,193

Median home value

$220,300

Avg household

2.67

Households w/ children

4,737

For the school run

Hillsborough County School District

HighBrandon High School★★★★
ElementaryKenly Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$439K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

229 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the TAMPA 33619 median. See the full Tampa market guide →

Paper trail

This home's history

Aug 14, 2026Listed at $280,000 · 1 days on market since
2007Built · PALM RIVER TWNHMS PH 1

Reality check

What actually sold near 4864 TUSCAN LOON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

506 WHEATON TRENT PLACESold · Nov ’25

$265,000

506 WHEATON TRENT PLACE · same community

2 bd · 2.5 ba · 1,230 sqft · $215/sqft · 5 DOM

545 VINCINDA CREST WAYSold · Apr ’26

$276,500

545 VINCINDA CREST WAY · same community

2 bd · 2.5 ba · 1,230 sqft · $225/sqft · 32 DOM

618 WHEATON TRENT PLACESold · Aug ’25

$260,000

618 WHEATON TRENT PLACE · same community

2 bd · 2.5 ba · 1,230 sqft · $211/sqft · 122 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 4864 TUSCAN LOON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4864 TUSCAN LOON DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4864 TUSCAN LOON DRIVE FAQs

What would the monthly payment be for 4864 TUSCAN LOON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,622/mo — principal and interest, the actual property-tax bill, the $350/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4864 TUSCAN LOON DRIVE?+

The association fee works out to $350 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4864 TUSCAN LOON DRIVE?+

The most recent tax bill on record (2025) was $4,078. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4864 TUSCAN LOON DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $280,000, this home is listed about 38% below the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4864 TUSCAN LOON DRIVE?+

Brandon High School (high), Kenly Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REDFIN CORPORATION · Kevin Mize. MLS #TB8538315.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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