
435 MANNS HARBOR DRIVE, APOLLO BEACH, FL, 33572
Active0 days on marketListed Aug 7, 2026MLS #TB8535827
About this home
435 MANNS HARBOR DRIVE
435 Manns Harbor Dr, Apollo Beach, FL 33572 | 4 Beds | 3 Full Baths | 2,477 Sq Ft | MiraBay Lagoon and Sunset Views | Remodeled Kitchen and Baths | First-Floor Primary | Expanded Screened Lanai | Room for Pool | Roof 2022 | Dual HVAC 2024 | 2-Car Garage Sunsets are part of daily life at 435 Manns Harbor Drive. From the expanded screened lanai and huge rear porch, the MiraBay lagoon opens into a wide, peaceful backdrop for morning coffee, outdoor dining, and evenings watching the sky change over the water. The large pie-shaped lot provides space for a custom pool, tropical landscaping, expanded entertaining areas, or the backyard design you prefer. A rare full pool bath is already in place. The Morrison Biscayne floor plan provides nearly 2,500 square feet with open gathering spaces and private places to retreat. Soaring ceilings, skylights, crown molding, and abundant natural light create an airy interior, while the large front and rear porches extend the way the home lives. Formal living and dining rooms, a spacious family room, dry bar, and dedicated office or den provide flexibility for entertaining, working from home, and everyday life. The completely remodeled kitchen brings modern style to the heart of the home with sleek cabinetry, quartz countertops, premium stainless steel appliances, and generous preparation space. Open to the family room, it allows the cook to remain connected to conversation and the lagoon beyond. The first-floor primary suite creates a peaceful main-level retreat with a walk-in closet and remodeled spa-like bathroom featuring modern finishes and a soaking tub. Three bedrooms upstairs give family and guests a separate place to relax. All three full bathrooms have been updated, including a hard-to-find pool bath ready to serve outdoor living or a future pool. Major improvements provide confidence where it matters most: the roof was replaced in 2022, both HVAC systems were replaced in 2024, and the home also includes energy-efficient appliances, newer attic insulation, and a newer water heater. A two-car garage provides space for vehicles, storage, and outdoor gear. Because the home is located near the MiraBay clubhouse, the community lifestyle is always close. Start the day at the 24-hour fitness center or on miles of walking trails, meet friends for pickleball or tennis, spend the afternoon at one of two heated resort-style pools, or take a complimentary kayak or paddleboard onto the water. Residents also enjoy basketball, a cafe and lounge, private community boat launch, weekly food trucks, and activities coordinated throughout the year. Golf-cart-friendly streets and private golf-cart access to MiraBay Shopping Plaza connect you to restaurants, groceries, salons, and everyday conveniences. Ideal for buyers seeking a remodeled Apollo Beach home with lagoon and sunset views, main-level living, flexible guest space, and the freedom to design a private outdoor oasis instead of inheriting someone else's pool and landscaping choices. ***** WHAT THE SELLER LOVES: Sunset is never just a quick glimpse here. From the expanded lanai and rear porch, you can watch the colors move across an expansive section of the lagoon and feel the entire backyard slow down. It is the place for morning coffee, dinner outdoors, and the peaceful end to a Florida day. Schedule your private showing and experience the view for yourself.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,477
Sqft
0.17 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,813 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,813/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+46.8%
Days on market
0 vs 50 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Mirabay — neighborhood snapshot
Population
2,133
Median age
56
Median income
$98,381
Median home value
$406,778
Avg household
2
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$460K → $466K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 435 MANNS HARBOR DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 435 MANNS HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
435 MANNS HARBOR DRIVE FAQs
What would the monthly payment be for 435 MANNS HARBOR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,813/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 435 MANNS HARBOR DRIVE?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 435 MANNS HARBOR DRIVE?+
The most recent tax bill on record (2025) was $9,310. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 435 MANNS HARBOR DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $669,000, this home is listed about 37% above the Apollo Beach median of $489,900. The market section on this page shows how the area is trending.
Which schools are assigned to 435 MANNS HARBOR DRIVE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$669,000 runs 52% above the APOLLO BEACH 33572 median.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Apollo Beach market that averages 50 — if it fits, move quickly.
04Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of 27NORTH REALTY · Shawna Calvert. MLS #TB8535827.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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