Zack Zonker
$475,0003 bd2 ba1,743 sqft$273 /sqft$3,323 /mo all-in ↓

2224 42ND STREET W, BRADENTON, FL, 34205

Active41 days on marketListed Jul 3, 2026MLS #TB8525327

Private poolSingle Family ResidencePINE LAKES

About this home

2224 42ND STREET W

BRADENTON POOL HOME ON CORNER LOT – NO HOA restrictions, NO CDD fees! Welcome to this beautifully maintained, move-in-ready 3-bedroom, 2-bathroom pool home situated on an oversized corner lot in Bradenton, offering 1,743 square feet of comfortable living space. The interior features a split floor plan designed for both easy daily living and entertaining. Highlights include a spacious primary bedroom that comfortably accommodates a king size bed with generous walk-in closet & en-suite bath, to an indoor oversized laundry room with morning sunlight...but, the real comfort and peace of mind comes from the extensive list of recent big-ticket updates: • NEW Luxury vinyl plank flooring, NEW carpet, NEW quartz Kitchen Counters, NEW stove, NEW microwave, NEW dishwasher, NEW sink & Faucet (2026) • NEW A/C System (2024) • NEW Water Heater (2025) • NEW Pool Pump & Filter (2023) . If a private backyard is on your wish list, this property delivers! Fully enclosed with a six-foot PVC fence, it offers excellent privacy for pets, play, and weekend gatherings. More impressive is the inviting private pool with screened enclosure, which features a spacious layout that still leaves you plenty of room on the covered lanai and extra yard space for gardening, storage, or outdoor activities. Because there is no HOA, you have the rare freedom to park your boat, trailer, or RV right at home. Conveniently located in the Pine Lakes Subdivision between Cortez Rd and Manatee Ave, this home is near Bradenton’s top-rated shopping, dining, and medical facilities. It’s a simple 8 mile drive to the beaches & Anna Maria Island, 4 miles to Manatee Memorial Hospital, 2 miles to IMG Academy, and if you’re more interested in average drive times, it’s 7 minutes to public boat ramp and fishing, 5 minutes to Home Depot, 5 minutes to Blake Hospital, 5 minutes to St. Stephen’s Episcopal School, 4 minutes to GT Bray Park and Recreation, 4 minutes to Hobby Lobby, 2 minutes to Bradenton Christian School, and that’s just to name a few of the popular spots that makes this location desirable! Whether you are looking for your primary residence or a **stellar investment property**, this home checks every box. Watch the MLS Vdieo of 2224 42nd St W, Bradenton, FL 34205 and schedule your tour today and come see what makes this home so special!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,743

Sqft

0.26 ac

Lot size

2

Garage

1976

Year built

One

Levels

$273

Per sqft

Private pool

Inside

FlooringCarpet · Luxury Vinyl · Slate
AppliancesDishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorEating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
FacesEast
ExteriorHurricane Shutters · Irrigation System · Rain Gutters

Community & fees

Taxes (2025)$1,876/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Sewer Connected · Sprinkler Well · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,323 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property tax — 2025 actual bill$156
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,625
Interest rate6.00%
Loan term

Estimated payment

$3,323/mo

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$156
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $475K
$426KedgeAI estimate $472,344 · range $443K$482K$501K

vs edgeAI estimate

+0.6%

Days on market

41 vs 55 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sandpoints

Map of 2224 42ND STREET W inside its neighborhood boundary

Drive times from this address

Downtown Tampa56 min
Tampa Int’l Airport (TPA)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Sandpoints — neighborhood snapshot

Population

2,968

Median age

47

Median income

$66,296

Median home value

$273,406

Avg household

3

Households w/ children

270

For the school run

Manatee County School District

HighManatee High School★★★★★
ElementaryJessie P. Miller Elementary School★★★★★
MiddleW. D. Sugg Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 151% above the BRADENTON 34205 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 3, 2026Listed at $475,000 · 41 days on market since
1976Built · PINE LAKES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 2224 42ND STREET W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2224 42ND STREET W — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2224 42ND STREET W FAQs

What would the monthly payment be for 2224 42ND STREET W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,323/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2224 42ND STREET W?+

The most recent tax bill on record (2025) was $1,876. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bradenton?+

At $475,000, this home is listed about 22% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2224 42ND STREET W?+

Manatee High School (high), Jessie P. Miller Elementary School (elementary), W. D. Sugg Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXIT ELITE REALTY · Jessica Socci-Seifert. MLS #TB8525327.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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