10920 SW 105TH STREET, OCALA, FL, 34481
Active6 days on marketListed Aug 6, 2026MLS #OM729673
About this home
10920 SW 105TH STREET
Great location! Discover 9.96 acres of A-1-zoned land in a desirable farming area, offering peaceful country living with convenient access to Ocala, Dunnellon, Rainbow River, On Top of the World, Pine Run, shopping, dining, and medical facilities. The property is fenced and primarily wooded, with a cleared homesite featuring a two-bedroom, two-bath double-wide mobile home, detached garage, and paved road frontage. The home needs updating, presenting an excellent opportunity to renovate, replace, or build your dream home. With endless possibilities for a mini farm, homestead, or private country retreat, this versatile property is ready for your vision!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
864
Sqft
9.76 ac
Lot size
2
Garage
1982
Year built
One
Levels
$579
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,413 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,413/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$579 vs $186
Days on market
6 vs 54 typical
Where $579/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
179 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 116% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10920 SW 105TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$129,000
9960 SW 103RD LANE
2 bd · 2 ba · 912 sqft · $141/sqft · 180 DOM
Sold · Jul ’26$157,400
9961 SW 104TH PLACE
2 bd · 2 ba · 1,008 sqft · $156/sqft · 54 DOM
Sold · Dec ’25$289,000
10657 SW 100TH AVENUE
3 bd · 2 ba · 1,154 sqft · $250/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 10920 SW 105TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10920 SW 105TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10920 SW 105TH STREET FAQs
What would the monthly payment be for 10920 SW 105TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,413/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10920 SW 105TH STREET?+
The most recent tax bill on record (2025) was $1,061. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10920 SW 105TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $500,000, this home is listed about 67% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10920 SW 105TH STREET?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$500,000 runs 116% above the OCALA 34481 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a Ocala market that averages 54 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ROBERTS REAL ESTATE INC · Sylvia Leitner. MLS #OM729673.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 10920 SW 105TH STREET but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Zack to ping you on any price or status change →