Zack Zonker
$850,0004 bd3.5 ba3,683 sqft$231 /sqft$5,760 /mo all-in ↓

1706 SW 27TH STREET, OCALA, FL, 34471

Active3 days on marketListed Aug 6, 2026MLS #OM729661

Single Family ResidenceWHITE OAK VILLAGE

About this home

1706 SW 27TH STREET

A rare blend of refined living, generous space, and unexpected natural beauty—right in the heart of Ocala. Welcome to 1706 SW 27th Street, an impressive 4-bedroom, 3.5-bath residence offering approximately 3,683 square feet of heated living space on a beautifully landscaped 0.53-acre homesite in White Oak Village at Cala Hills. From the moment you arrive, this exceptional home makes a statement with its striking stone-accented exterior, dramatic rooflines, inviting entry, and spacious two-car garage. Inside, soaring ceilings, abundant natural light, warm wood flooring, and an open, flowing design create an atmosphere that feels both elegant and welcoming. The main living area is anchored by a beautiful fireplace, while the well-appointed kitchen features stone countertops, extensive cabinetry, a center island, stainless-steel appliances, and open sightlines designed for effortless entertaining. The primary suite is conveniently located on the main level, while additional bedrooms, a bonus room, game room, family room, media space, and generous storage provide exceptional flexibility for guests, recreation, hobbies, or working from home. What you see is what you get! This remarkable home is offered completely Turn Key, with the furniture, home goods, cutlery, artwork, and furnishings included. Simply turn the key, unpack your clothes and toiletries, and begin living comfortably from day one. Outdoor living is where this property becomes truly unforgettable. Begin your morning on the elevated balcony, relax beneath the covered patio, or entertain on the expansive brick-paver terrace overlooking the lush backyard. Despite being within Ocala’s city limits and just minutes from Downtown, the setting feels like a private nature retreat. The current owner has enjoyed watching owls, wild turkeys, foxes, coyotes, bobcats, hawks, squirrels, songbirds, dragonflies, and other wildlife moving through the surrounding landscape. Residents also enjoy access to Cala Hills community amenities, including a clubhouse, pool, and recreational facilities. Conveniently located near Downtown Ocala’s dining, shopping, medical services, cultural attractions, and everyday conveniences, this extraordinary property offers space, style, comfort, and convenience in one unforgettable package. Turn the key and start living—everything you need is already here. Roof 2023/1 Unit HVAC 2024/HWH 2025

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,683

Sqft

0.53 ac

Lot size

2

Garage

2006

Year built

Three Or More

Levels

$231

Per sqft

FireplaceTrees/Woods viewTurnkeyPets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Central Vacuum · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
ViewTrees/Woods
FacesSouthwest
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Off Street
ExteriorBalcony · Irrigation System · Rain Gutters · Sidewalk · Storage

Community & fees

HOA fee$28/mo
Taxes (2025)$8,002/yr
PetsYes
CommunityClubhouse · Fitness Center · No Truck/RV/Motorcycle Parking · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,760 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property tax — 2025 actual bill$667
HOA fee — from the listing$28
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $85,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $85,000
Interest rate6.00%
Loan term

Estimated payment

$5,760/mo

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property taxes (actual bill)$667
HOA / condo fee$28
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $850K
$816KedgeAI estimate $1,252,263 · range $1.1M$1.3M$1.3M

vs edgeAI estimate

−32.1%

$/sqft vs Ocala actives

$231 vs $186

Days on market

3 vs 52 typical

Where $231/sqft sits among the 400 Ocala actives

180
150 · this home
32
8
9
21
$127–181$181–236$236–291$291–346$346–401$401+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 1706 SW 27TH STREET

Get to know Ocala. See the full Ocala guide →

OCALA 34471 — neighborhood snapshot

Population

26,031

Median age

44.2

Median income

$60,283

Median home value

$292,200

Avg household

2.31

Households w/ children

2,491

For the school run

Marion County School District

ElementaryEighth Street Elementary School★★★★
MiddleOsceola Middle School★★★★
HighForest High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

169 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 169% above the OCALA 34471 median. See the full Ocala market guide →

Paper trail

This home's history

Aug 6, 2026Listed at $850,000 · 3 days on market since
2006Built · WHITE OAK VILLAGE

Reality check

What actually sold near 1706 SW 27TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

995 SW 37TH PLACE ROADSold · Sep ’25

$1,000,000

995 SW 37TH PLACE ROAD

5 bd · 5 ba · 4,083 sqft · $245/sqft · 209 DOM

1715 SW 27 TH PLACESold · Dec ’25

$770,000

1715 SW 27 TH PLACE

4 bd · 3.5 ba · 3,186 sqft · $242/sqft · 101 DOM

4220 SW 20TH AVENUESold · May ’26

$630,000

4220 SW 20TH AVENUE

4 bd · 3 ba · 2,851 sqft · $221/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 1706 SW 27TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1706 SW 27TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1706 SW 27TH STREET FAQs

What would the monthly payment be for 1706 SW 27TH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,760/mo — principal and interest, the actual property-tax bill, the $28/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1706 SW 27TH STREET?+

The association fee works out to $28 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1706 SW 27TH STREET?+

The most recent tax bill on record (2025) was $8,002. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1706 SW 27TH STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $850,000, this home is listed about 184% above the Ocala median of $298,888. The market section on this page shows how the area is trending.

Which schools are assigned to 1706 SW 27TH STREET?+

Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$850,000 runs 169% above the OCALA 34471 median — but at 3,683 sqft it's also nearly twice the size of the typical Ocala listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 3 days on market in a Ocala market that averages 52 — if it fits, move quickly.

04Strong assigned schools

Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ROBB HARRISON REALTY INC · Robb Harrison. MLS #OM729661.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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