9690 SW 95TH TERRACE UNIT B, OCALA, FL, 34481
Active12 days on marketListed Jul 27, 2026MLS #OM729275
Come see it
Upcoming open house
Fri, Aug 21
12:00 PM – 1:30 PM
About this home
9690 SW 95TH TERRACE UNIT B
Welcome to this well-maintained Grand Lafayette model located in the Crescent Ridge neighborhood of On Top of the World. This 2-bedroom, 2-bath home offers a functional floor plan with a versatile Florida room, ideal for a home office, hobby room, craft space, or additional sitting area. Luxury vinyl plank flooring flows throughout the main living areas, while the kitchen features white cabinetry, stainless steel appliances, and a practical layout designed for everyday living. The guest bathroom has been updated with a walk-in shower, providing both convenience and accessibility. The screened porch provides a comfortable outdoor living space, perfect for enjoying your morning coffee or relaxing in the evening. A remote-operated garage door screen adds flexibility and ventilation to the garage, while the raised landscape beds enhance the home's curb appeal. Replacement windows installed in 2023 and an HVAC system installed in 2015. Located within the golf cart-accessible community of On Top of the World, residents enjoy a variety of recreational amenities, clubs, and activities, along with convenient golf cart access to nearby shopping, dining, medical offices, banking, and other everyday services.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,215
Sqft
0 ac
Lot size
1
Garage
1999
Year built
One
Levels
$131
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,807 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,807/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.8%
$/sqft vs ON TOP OF THE WORLD
$131 vs $145
Days on market
12 vs 52 typical
Where $131/sqft sits among the 232 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
108 of 232
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 9690 SW 95TH TERRACE UNIT B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$108,000
2431 CANADIAN WAY UNIT 9 · same community
2 bd · 1 ba · 1,100 sqft · $98/sqft · 79 DOM
Sold · Dec ’25$175,000
2071 AUSTRALIA WAY W UNIT 9 · same community
2 bd · 2 ba · 1,100 sqft · $159/sqft · 98 DOM
Sold · Dec ’25$115,000
2358 ECUADORIAN WAY UNIT 56 · same community
2 bd · 2 ba · 1,100 sqft · $105/sqft · 412 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 9690 SW 95TH TERRACE UNIT B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9690 SW 95TH TERRACE UNIT B — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9690 SW 95TH TERRACE UNIT B FAQs
What would the monthly payment be for 9690 SW 95TH TERRACE UNIT B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,807/mo — principal and interest, the actual property-tax bill, the $478/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9690 SW 95TH TERRACE UNIT B?+
The association fee works out to $478 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9690 SW 95TH TERRACE UNIT B?+
The most recent tax bill on record (2025) was $1,915. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9690 SW 95TH TERRACE UNIT B?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $159,500, this home is listed about 47% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9690 SW 95TH TERRACE UNIT B?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Christy Main. MLS #OM729275.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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