675 E BAY AVENUE, EAGLE LAKE, FL, 33839
Active1 days on marketListed Jul 31, 2026MLS #L4963665
About this home
675 E BAY AVENUE
Welcome to this charming 3-bedroom, 2-bath home offering 1,519 square feet of living space in the heart of Eagle Lake! Built in 1928, this home blends timeless character with everyday comfort. Enjoy the spacious Florida room, perfect for relaxing, entertaining, or creating a flexible living space to fit your needs. Situated on a desirable corner lot with NO HOA, the property also features a detached two-car garage, providing plenty of room for parking, storage, or a workshop. Conveniently located directly across the street from a public park, you'll have easy access to green space, playgrounds, and outdoor recreation right outside your door. Whether you're looking for your first home, a place to downsize, or an investment opportunity, this property offers classic charm, a great location, and endless potential. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,519
Sqft
0.18 ac
Lot size
2
Garage
1928
Year built
One
Levels
$138
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,668 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,668/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.8%
$/sqft vs Eagle Lake actives
$138 vs $161
Days on market
1 vs 17 typical
Where $138/sqft sits among the 67 Eagle Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eagle Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Eagle Lake. See the full Eagle Lake guide →
EAGLE LAKE 33839 — neighborhood snapshot
Population
4,397
Median age
31.1
Median income
$93,229
Median home value
$234,600
Avg household
3.26
Households w/ children
625
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eagle Lake market
$302K → $285K
Eagle Lake median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
31 of 67
Eagle Lake actives have cut their price
Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the EAGLE LAKE 33839 median. See the full Eagle Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 675 E BAY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$241,900
3008 SW Westlake Circle, Palm City FL 34990 · same community
2 bd · 2 ba · 1,550 sqft · $156/sqft · 70 DOM
Sold · Dec ’25$250,000
2960 SW Westlake Circle, Palm City FL 34990 · same community
3 bd · 2 ba · 1,605 sqft · $156/sqft · 26 DOM
Sold · Jun ’26$270,000
644 E CENTRAL AVENUE · same community
3 bd · 3 ba · 1,300 sqft · $208/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 675 E BAY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 675 E BAY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
675 E BAY AVENUE FAQs
What would the monthly payment be for 675 E BAY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,668/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 675 E BAY AVENUE?+
The most recent tax bill on record (2025) was $2,144. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 675 E BAY AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Eagle Lake?+
At $210,000, this home is listed about 28% below the Eagle Lake median of $290,990. The market section on this page shows how the area is trending.
Which schools are assigned to 675 E BAY AVENUE?+
Lake Shipp Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Luis Clemente. MLS #L4963665.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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