Neighborhood · Cudjoe Key, Florida
Sugarloaf Key
Backcountry water and open space near Key West
1
Homes for sale
$890,000
Median list price
$883
Avg price / sqft
304
Median days on market
Sugarloaf Key sits in the Lower Keys about 15 miles from Key West, where the pace slows and the backcountry flats replace the crowds. This is a boater's stretch of the island chain, close to Saddlebunch Keys and neighboring Cudjoe Key, with families zoned to the well-regarded Sugarloaf School and older students heading to Key West High School. It's the kind of place people choose for the water access and the quiet, not the nightlife.
The market here is small and thin — right now there's just one active listing at $890,000, so inventory moves at its own rhythm. Over the past year five homes sold at a median of $1,550,000, with sellers collecting about 94% of asking, which tells you serious buyers still pay up for the right waterfront property. If you're shopping, watch Cudjoe Key homes for sale and check the live map regularly, because opportunities are rare and worth pouncing on.
Sugarloaf Key is a community in Cudjoe Key, Florida.
Quick facts
$890,000 – $890K price range
1,008 sqft median home
$4,500/mo median rent
5 sold in 12 months
On the market now
Homes for sale in Sugarloaf Key
Every active listing inside the Sugarloaf Key boundary
Open full map search →Find your fit
Browse Sugarloaf Key
By feature — on the live map
The numbers that matter
The Sugarloaf Key market
5
Sold, last 12 months
$1,550,000
Median sold price
94%
Sale-to-list ratio
What sellers actually get vs asking
172 days
Median time to sell
Sugarloaf Key vs Cudjoe Key
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▼ 74.3% yr/yr
Homes sold per month
Live Stellar MLS data — every listing and closed sale inside the Sugarloaf Key boundary. Rolling medians smooth single-month swings in small communities.
For the school run
Schools Sugarloaf Key is zoned for
Attendance boundaries overlapping this community — always verify zoning with the district.
What it really costs
Owning here
Owning the median Sugarloaf Key home
≈ $5,472/mo
$890,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
$4,500/mo
Median rent
Homes for rent inside the boundary
Population
1,475
Median age
48
Median income
$120,391
Median home value
$733,747
Beyond the listings
Living in Sugarloaf Key
Hobbies & Interests
Top 2% in the U.S.Wanderlust
Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.
Beliefs
Top 17% in the U.S.Local Engagement
These citizens want to make their neighborhood a better, more beautiful place to live. They're attentive to the needs and affairs of the local community.
Hobbies & Interests
Top 19% in the U.S.Engine Enthusiast
This population loves working on and showing off their cars, trucks and motorcycles. You can find them researching car shows and the hottest models on the lot.
Hobbies & Interests
Top 24% in the U.S.Natural Beauty
This population marvels at the beauty of nature, and they want to capture every breath-taking scene.
Active
Top 24% in the U.S.Outdoor Adventures
Appreciating the outdoors, this population wants to actively engage with nature. Whether it's finding a new hiking trail or looking for the perfect spot to catch the sunset, they seek to explore the world around them.
Culture
Sites to See
This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.
Straight answers
Sugarloaf Key FAQs
Is Sugarloaf Key a good place to live?+
It suits buyers who want water access, quiet and proximity to nature over a busy downtown scene. Families are zoned to Sugarloaf School and Key West High School, and Key West itself is a short drive south for work and services. It's a small, low-key community, so it fits people who value privacy and the outdoors.
Is Sugarloaf Key expensive?+
Yes — like most of the Lower Keys, it carries a premium for water access. The current active listing is priced at $890,000, and homes that sold over the past year had a median price of $1,550,000. Expect Keys-level pricing, roughly $883 per square foot on recent activity.
What do homes cost on Sugarloaf Key?+
Right now there's a single active listing at $890,000, while the median sold price over the last 12 months was $1,550,000. The average is about $883 per square foot on a median home size near 1,008 square feet. You can track current pricing on Cudjoe Key homes for sale.
How is the market on Sugarloaf Key?+
It's small and slow-moving — only five homes sold in the past year, and the median time on market runs around 304 days. That said, sellers are still getting about 94% of their asking price, so well-positioned homes hold value. Check the live map often, since inventory is limited.
What about HOA fees and property taxes?+
There's no meaningful HOA data reported for this area, so most homes here aren't tied to association dues. The median property tax runs about $6,876 per year. For comparison, median rent in the area is around $4,500 a month if you're weighing renting against buying.
Keep exploring
More Cudjoe Key neighborhoods
Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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